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chary (adj) cautious; wary.
When you are chary, you avoid risks; you are unwilling to take risks. You are not ready to invest money in a business until you have thought well about it, and even then you may avoid it on the least suspicion of losing money. A chary person is also cautious in dealing with others, for fear, if they are not careful, problems may arise. You are chary while enquiring strangers of their details, if you avoid asking them these questions, thinking they might be offended. Having faced the bad consequences of doing something, you may be cautious about doing it a second time or totally avoid doing it, because you fear similar bad consequences. Then you are chary.
- Dave is very chary in his investments. He would rather be content with the money he has than take the risk of investing it in stocks and shares and getting more money.
- Having been repulsed by his first girlfriend when he proposed to her, Sid is chary of doing any such thing again. He would rather admire his girlfriends than asking any of them to marry him.