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circumspect (adj) cautious.
When you think very carefully about doing something, because of possible risks, you are circumspect. You take precautions to avoid all risks if you are circumspect. 'The police are very circumspect about arresting anyone for the murder.' This means that the police want to be sure that they arrest the right person, and avoid arresting a wrong person in haste, to avoid any embarrassment for themselves later. When you invest a huge sum in business, you are usually circumspect, and you should be. Similarly contesting in an election requires circumspection, that is, careful consideration.
- Enoch has never been circumspect and made huge investments in business, without any thought of risks. It is not surprising, therefore, that he is now a bankrupt.
- Too circumspect, Harry does not trust anyone with matters concerning money, shares, and stocks. He is too cautious and that makes him avoid even profitable investments.