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thrifty (adj) frugal.
When you are thrifty you are very careful in spending money. You spend only on what is necessary. You are very economical if you are thrifty.
- James was able to educate all his children and have sufficient savings because he was thrifty. He was very careful with money and spends only when necessary. That helped him save enough money for his old age.
- Being a spendthrift, he hated the thrifty habits of his father. He did not like his father being careful in spending money.